Fire Safe Community Membership ($100 first year, $50 second year onward)

Fire Safe Community - United We Stand

• Do you feel that you and your community are properly prepared for a wildfire?
• Are you concerned about losing your insurance or your rates skyrocketing?
• Did you see on your insurance premium a question of whether or not you are a part of a Fire Mitigated Neighborhood?
• Do you have any idea what that means...? 

Be Prepared - Not Scared!

(If you cannot afford the Membership Fee - please contact us directly for other options - as we want you to be a part of our Community.)

**We Will Work Closely with Your Community - Ever Expanding Your WildFire Preparedness, Loss Prevention Mitigations, Plus Helping You Maintain Affordable & Sustainable Insurance Coverage Options & Rate Reductions  

Striving to keep your wildfire preparedness at its peak potential ~ while keeping your home value up ~ and Insurance Rates DOWN. 

Why should you join our Fire Safe Community?

Fire Safe Community Benefits for You and Your Community:

• Education and personalized guidance regarding necessary Fire Mitigation Practices and actionable recommendations for individuals and their Community/Neighborhoods
• Understanding how to qualify for your Mandated Insurance Reductions for achieving Home Hardening levels: Level 1, Level 2 & Level 3
• Assisting Neighborhoods to successfully understand and implement the Wildfire Mitigations needed to apply for the *Safer from Wildfires Programs
• Walking your Neighborhood/Community thru the application process and requirements needed to qualify for the *Safer from Wildfires Programs
• Understanding how to get your Mandated Insurance Reductions that are achieved once you qualify for the Safer from Wildfires Community Programs
• Detailed Guidance to ensure that your insurance gives you the required discounts for your individual and Community Fire Mitigation Actions and Achievements
• Connecting Neighbors and local First Responders to develop collaboratively connected Fire Safe Communities  
• Developing personalized and Community wide Wildfire Mitigation Action Plans, plus collaborative Community Evacuation Plans specific to your Neighborhood/Community
• Educational videos and interactive Zoom meetings for ongoing education, Action Plans, and cohesive community engagement

Click here for more details about HOW our program Benefits YOU

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Be an Asset - Not a Liability

We will unite homeowners and first responders to prepare everyone for whatever disaster situations that may arise. This will develop a network of local connections, creating a collaboration of residents who will be assets in wildfire situations, rather than liabilities. Working together with your local Fire and Police Departments, I will assist residents in planning their individual fire mitigation actions, their Neighborhood Mitigation Plans, and realisitical actionable evacuation plans.

*We will be assisting homeowners in creating Safer From Wildfires Neighborhoods, which aim to develop a coordinated and cohesive community that is united and proactively implementing community wide Wildfire Mitigation measures. 

Being Recognized and/or Certified in any of the *Safer From Wildfires programs will likely mean the difference of whether your property is insurable – OR NOT. 

** I am offering these services as an Independent Contractor-Fire Liaison seeking to assist California residents in creating Safer From Fire Neighborhoods such as the *FirewiseUSA certified program. Promoting expansive and all-inclusive neighborhood plans of action - focusing on maximum fire preparedness, mitigations, disaster preparedness, individual evacuation plans, and neighborhood networking through community collaborations.

Our Fire Safe Community Membeship fee is to participate in our community driven **Fire Safe Community. Within that Community, members are guided through proper Community Wildfire Mitigation Efforts that may result in qualifying for *Safer From Wildfire plans and their Certification & Recognition. 

**Fire Safe Community Disclaimer 

*Important - the Safer From Wildfires Program is a volunteer program that is free and available to all California Residents. There is no fee to participate in, or create, a Safer From Wildfires Neighborhood.

Click Here to Learn About Shelly's Experience and Qualifications...

Contact Shelly Black    cell:  (949) 697-8553  email:  tcnoir93@gmail.com

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Be Prepared - Not Scared!      Be an Asset - Not a Liability!

NOTICE TO ALL CALIFORNIA RESIDENTS

California has enacted “Safer from Wildfires” regulations that require insurance companies to recognize *Firewise USA^® designated communities by providing discounts to property owners in those communities as of 10/1/24. 

NFPA processes Firewise USA applications and provides information on the communities that have earned that designation to companies that provide data to home insurers doing business in California. 

NFPA updates the boundary data for all communities in good standing in the Firewise USA program twice a year, in March and October. This information is then available to insurance companies through the data providers.

The Role NFPA Plays 

As people in California learn about the connection between Firewise USA participation and insurance, it’s important to realize how the program works and that the benefits of participation do not happen instantaneously. It’s also important to understand the role NFPA plays in this process. 

• Firewise USA recognition is a voluntary process for community-wide education and action. It is not recognition nor certification of action for individual properties. The process for communities to meet all the Firewise USA recognition criteria can take between six months and one year. 
• NFPA does not inspect, validate, or review information about specific addresses or homes. 
• NFPA is not a regulatory body nor an insurance company. NFPA cannot make determinations about specific addresses, nor can it contact insurance companies on behalf of consumers. It cannot provide data instantly to insurance companies. 
• NFPA invests significant resources in updating the boundary data twice a year, but depending on when a community is officially recognized, it could take up to six months for insurance companies to access the data showing that specific properties are within a Firewise USA boundary.

Recognizing the pressure that residents are facing around insurance costs and the value of Firewise USA in demonstrating wildfire risk reduction, NFPA is working to double the speed of collecting, validating, and transmitting the boundary data to its licensed partners. Quarterly updates of data provided to insurers are typical industry standard. Even with quarterly updates, though, it could still take up to three months for insurers to access the Firewise USA data.

What Can California Residents Do Now? 

For California residents facing insurance challenges who need to take immediate action, NFPA recommends contacting an insurer and/or a reputable, experienced insurance agent or broker to review your options. 

The nonprofit consumer organization United Policyholders offers free guidance on shopping in today’s marketplace and reducing your home’s chances of being damaged or destroyed in a natural disaster. You can also contact the California Department of Insurance for information on state insurance regulations.